Thursday, November 1, 2012

Healthcare in Politics

HEALTHCARE IN POLITICS





With the election five days away, it is hard to get away from the political banter. While this blog is not of a political but a healthcare nature it seems this election has a lot to do with two visions of America’s healthcare. I want this post to be a side by side comparison of what the current Affordable Care Act (Obamacare) allows currently and what Presidential hopeful Mitt Romney has planned for his healthcare plan; and see if there are many differences.


MITT ROMNEY HEALTHCARE PLAN

o   STATE HEALTHCARE PLANS:
 ‘Give each state the power to craft a health care reform plan that is best for its own citizens.’

o   FEDERAL GOVERNTMENT ROLE:
‘The federal government’s role will be to help markets work by creating a level playing field for competition.’

o   BLOCK GRANT PAYMENTS:
‘Block Grant Medicaid and other payments to states.’

o   PREVENT DISCRIMINATION:
‘Prevent discrimination against individuals with pre-existing conditions who maintain continuous coverage.’

o   LIMIT FEDERAL REGULATION:
‘Limit federal standards and requirements of private insurance and Medicaid coverage.’

o   CONSUMER CHOICE CHANGES:
‘Purchase insurance across state lines’
‘Promote alternatives for “fees for service”’
‘Encourage “consumer reports”- types ratings of alternative insurance plans’

BARACK OBAMA : Affordable Care Act

o   FEDERAL REGULATIONS:
STATE FLEXIBILITY
Federally established regulations, State flexibility in operation and enforcement of insurance exchanges.

o   NEW TAX CREDITS & PURCHASE OF INSURANCE:
Tax credits for families making less than 250k annually; which can help families reduce their premiums and purchase insurance.

o   PREEXSISTING CONDITIONS:
Allow for coverage regardless of pre-existing conditions. Eligibility not based on income.

o   PUBLIC PROGRAM ACCESS:
Extends Medicaid and allows for more access to Medicaid. Additional federal financial participation for CHIP (Children’s Medicaid).

o   REVENUE PROVISIONS:
Inclusion cost of employer-sponsored health coverage on W-2 (Sec. 9002).’
‘Imposition of annual fee on medical device manufacturers and importers. (Sec. 9009).


What do you think of the upcoming election’s effect on Healthcare? Is it important to you?





Thank you to Baylor University Healthcare MBA for a great education and willingness to let their students think critically.



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